Myrtle Beach, SC Medicare Insurance

Turning 65 or new to Medicare in Myrtle Beach, South Carolina? Medicare Planning is an independent Medicare insurance broker serving the entire state of South Carolina. We help Myrtle Beach-area residents compare Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans from top-rated carriers — at no cost to you. Whether you're a year-round resident or a part-time "snowbird" along the Grand Strand, we'll walk you through your options by phone, Zoom, or in person.

Request a Free Myrtle Beach Medicare Consultation — or call us at 800-577-2075.

Medicare Options for Myrtle Beach Residents

Horry County and the Grand Strand are one of the most popular retirement destinations on the East Coast, and residents have a wide range of Medicare plans to choose from. Choosing the right one depends on your health needs, budget, and preferred doctors. Here's a quick overview of your main options:

Medicare Advantage (Part C) – Bundles Part A, Part B, and usually Part D into one plan through a private insurer. Many Myrtle Beach-area plans offer $0 monthly premiums plus extras like dental, vision, and hearing coverage, and can include local networks tied to Grand Strand Medical Center and Tidelands Health.
Medicare Supplement (Medigap) – Works alongside Original Medicare to help cover out-of-pocket costs like copays and deductibles. Popular in South Carolina are Plan G and Plan N — a strong fit for part-year residents who split time between Myrtle Beach and another state, since Medigap coverage travels with you nationwide.
Medicare Part D – Stand-alone prescription drug coverage for those who keep Original Medicare instead of a Medicare Advantage plan.

When Can I Enroll in Medicare in Myrtle Beach?

Most people become eligible for Medicare at age 65. Your Initial Enrollment Period is a seven-month window that starts three months before your 65th birthday month and ends three months after. Missing this window can mean permanent late enrollment penalties, so it pays to start early.

Initial Enrollment Period: 3 months before to 3 months after your 65th birthday month
Annual Enrollment Period (AEP): October 15 – December 7 each year
Medicare Advantage Open Enrollment Period: January 1 – March 31
Special Enrollment Period: Available after certain life events, such as losing employer coverage

Learn more about Medicare enrollment periods

Why Work With an Independent Medicare Broker in South Carolina?

As an independent, carrier-agnostic Medicare broker, Medicare Planning isn't tied to a single insurance company. That means we can compare plans across multiple top carriers side by side and help you find the coverage that actually fits your needs — not just the plan that pays the highest commission. Our service is always free to you; carriers pay us, not the other way around.

Compare Medicare Advantage, Medigap, and Part D plans from multiple carriers
No cost or obligation — our guidance is always free
Support by phone, Zoom, or in person
Help understanding enrollment periods and avoiding late penalties

Frequently Asked Questions About Medicare in Myrtle Beach, SC

Does Medicare Planning serve Myrtle Beach and all of South Carolina?

Yes. Medicare Planning is an independent Medicare insurance broker licensed statewide in South Carolina, serving Myrtle Beach, Horry County, and communities throughout the state.

How does Medicare work for snowbirds who split time between Myrtle Beach and another state?

It depends on the type of plan. Medicare Advantage plans are typically regional and tied to a network of providers, so coverage away from South Carolina may be limited to emergencies. Original Medicare paired with a Medicare Supplement (Medigap) plan generally works nationwide, which is why many part-year Myrtle Beach residents prefer that combination.

Does it cost anything to work with a Medicare broker in Myrtle Beach?

No. Medicare Planning's consultations are always free. Independent brokers are paid by the insurance carrier when a plan is enrolled, so you pay the same premium whether you enroll through a broker or directly with the carrier.

When can I enroll in Medicare in Myrtle Beach?

Most people enroll during their Initial Enrollment Period, a seven-month window starting three months before their 65th birthday month. Existing beneficiaries can review or switch plans during the Annual Enrollment Period, October 15 through December 7 each year.