Tempe, AZ Medicare Insurance

Medicare Planning is an independent Medicare insurance broker serving the entire state of Arizona, including Tempe. We help Tempe residents compare Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans from top-rated carriers at no cost. Whether you're near Mill Avenue, Tempe Town Lake, or South Tempe, we'll walk you through your options by phone, Zoom, or in person.

Request a Free Tempe Medicare Consultation — or call us at 800-577-2075.

Medicare Options for Tempe Residents

Tempe residents in Maricopa County have three main ways to get Medicare coverage: Medicare Advantage, Original Medicare paired with a Medicare Supplement plan, or Original Medicare paired with a stand-alone Part D drug plan.

Medicare Advantage (Part C) – Bundles Part A, Part B, and usually Part D into one plan through a private insurer. Many Tempe-area plans offer $0 monthly premiums plus extras like dental, vision, and hearing coverage.
Medicare Supplement (Medigap) – Works alongside Original Medicare to help cover out-of-pocket costs like copays and deductibles. Popular options in Arizona are Plan G and Plan N.
Medicare Part D – Stand-alone prescription drug coverage for those who keep Original Medicare instead of a Medicare Advantage plan.

When Can I Enroll in Medicare in Tempe?

Most people become eligible for Medicare at age 65. The Initial Enrollment Period is a seven-month window that starts three months before your 65th birthday month and ends three months after. Missing this window can mean permanent late enrollment penalties.

Initial Enrollment Period: 3 months before to 3 months after your 65th birthday month
Annual Enrollment Period (AEP): October 15 – December 7 each year
Medicare Advantage Open Enrollment Period: January 1 – March 31
Special Enrollment Period: Available after certain life events, such as losing employer coverage

Learn more about Medicare enrollment periods

Why Work With an Independent Medicare Broker in Arizona?

Medicare Planning is an independent, carrier-agnostic Medicare broker, not tied to a single insurance company. We compare plans across multiple top carriers side by side and help you find the coverage that fits your needs, not the plan that pays the highest commission. Our service is always free; carriers pay us, not you.

Compare Medicare Advantage, Medigap, and Part D plans from multiple carriers
No cost or obligation — our guidance is always free
Support by phone, Zoom, or in person
Help understanding enrollment periods and avoiding late penalties

Frequently Asked Questions About Medicare in Tempe, AZ

Does Medicare Planning serve Tempe, AZ?

Yes. Medicare Planning is an independent Medicare insurance broker licensed in Arizona and serves Tempe and the surrounding East Valley, including Phoenix, Mesa, and Chandler.

What Medicare Advantage plans are available in Tempe, AZ?

Tempe residents have access to Medicare Advantage plans from multiple top carriers, many offering $0 monthly premiums along with dental, vision, hearing, and prescription drug coverage. Available plans and benefits vary by carrier and can change each plan year, so it's best to compare current options directly.

Does it cost anything to work with a Medicare broker in Tempe?

No. Medicare Planning's consultations are always free. Independent brokers are paid by the insurance carrier when a plan is enrolled, so you pay the same premium whether you enroll through a broker or directly with the carrier.

When should I enroll in Medicare if I live in Tempe, AZ?

Most people should enroll during their Initial Enrollment Period, a seven-month window starting three months before their 65th birthday month. Missing this window can result in permanent late enrollment penalties for Part B and Part D.