Most people do not pay a premium for Medicare Part A (Hospital Insurance).  This is also known as “premium-free" Part A.  If you or your spouse paid Medicare payroll taxes for less than 7.5 years, you will have a monthly cost of $506 per month.  If you paid Medicare payroll taxes for 7.5 and 10 years, the standard premium is $278 per month.

Services

What Medicare Pays

What you Pay

Hospitalization

• First 60 Days

All But $1600

$1600

• Days 61-90

All but $400 a Day

$400 a Day

• Days 91-150

All but $800 a Day

$800 a Day

• Days 151 and Beyond

$0

All Costs

Skilled Nursing Facility Care

• Days 1-20

All Approved Amounts

$0

• Days 21-100

All but $200 a Day

$200 a Day

• Days 101 and beyond

$0

All Costs

Blood

• First Three Pints

$0

All Costs

• Additional Amounts

100%

$0

Hospice Care

• You must meet Medicare’s requirements, including a doctor’s certification of terminal illness

All but very limited copayment/coinsurance for outpatient drugs and inpatient respite care

$0 for hospice care, up to $5 for each prescription, and 5% of the Medicare-approved amount for respite care